If you are a business owner, you know the importance of having teams, facilities, and operations. These are essential in business success. At Hudson Valley Insurance, we understand the importance of protecting the things that make your business successful. That’s why we offer commercial insurance for all business owners in Stony Point, NY and its surroundings.
To that end, as a business owner, there is a need to understand the different types of commercial insurance coverages available. It will help you get fully covered in terms of business, personnel, reputation, and assets. Without further ado, let’s dive into the must-have commercial insurance coverages.
General liability insurance is vital for every business owner. If a customer gets injured in your workplace due to some negligence, the policy will cover the potential medical expenses and legal fees if you get sued.
Workers’ comp insurance
Workers’ compensation insurance is a necessity for any business owner. Imagine if an employee got injured in your workplace. Think about the thousands of dollars it could cost you for medical expenses or lawsuits if you don’t have this policy. Protect your business and employees today with worker’s comp insurance.
This policy covers your business’s physical location and contents, including equipment, tools, furniture, and inventory in the event of damage or loss.
Commercial auto insurance
Your auto insurance won’t cover your commercial cars in case of damages or losses. In light of this, it would be best if you purchased commercial auto insurance to protect your business vehicles.
Cyber liability insurance protects your business from risks that come from cybercrimes like malware, ransomware, and distributed denial-of-service (DDoS), or anything that compromises your confidential information.
Commercial insurance in Stony Point, NY
Commercial insurance is there to protect your business regardless of the industry. Purchase commercial insurance today and enjoy the peace of mind that comes with an assurance that your investment is well protected. Contact Hudson Valley Insurance for an affordable quote.