3 Ways to Prevent Distracted Driving Accidents

Distracted driving is a leading cause of automobile accidents across the country. The agents of Hudson Valley Insurance Brokerage, Inc. serve residents who live in the Stony Point, NY area. Our agents are well aware of the dangers of distracted driving and are always available to talk to their clients about how to stay safe on the roadways.

Go Hands-Free If Possible

Newer cars have features that allow you to sync your phone to your vehicle’s radio. This will enable you to answer your phone and use talk-to-text features without ever taking your hands off the wheel while you are driving.

Don’t Text or Use Your GPS

Texting and using your GPS can cause you to take your eyes off the road for longer than a second or two. It only takes a second to take a life. Before you send a text or change your GPS, pull off the road and park your car. It only takes a few seconds to park your vehicle. Those few seconds may save your life.

Be Aware of What’s Going on Around You

Always be aware of what is going on around you. Don’t just watch the car in front of you, watch several car lengths ahead. Don’t be distracted by signs or billboards. Keep your eyes on the road and make sure you always know where other vehicles are.

If you live in the Stony Point, NY area, call the agents of Hudson Valley Insurance Brokerage, Inc. when you have questions about distracted driving and how it can cause accidents. The agents can offer you advice and make sure you understand how important it is always to be aware while you are behind the wheel. 


Can You Get Auto Coverage for a Car that You Are Not Driving?

Cars are expensive, repairs are expensive, and having a great auto policy is going to help protect your car no matter what. You can insure just about any car and knowing what you can insure does help you to find the right coverage for you. For those that live in the Stony Point, NY area, the agents at Hudson Valley Insurance can help you to find the perfect insurance for your needs.

You can insure any car that you own or have a vested interest in. You do not have to have an insurance policy on a car that is not licensed and that is not going to be driven on the road. That being said, it is beneficial to have an insurance policy on any vehicle that you do own or have a vested interest in. Say you are a parent that has a car that they are saving for a child once they get their license. If the car is not licensed and it is not being driven, you are not required to have a policy on that car. Now suppose that a storm throws down hail and the car is damaged. You are not going to be able to get your car taken care of and repaired if you do not have an insurance policy on it.

It is always better to make sure you are insuring your car and that you have it covered, even if you are not driving it often or at all. Insuring a car that is not being driven is still going to help protect that car and make sure that there are no issues for you to deal with.

For those in the Stony Point, NY area, the agents with Hudson Valley Insurance can help you to get the best coverage for you and to make sure your cars are all protected.  

How to Prepare Your Car Before Starting a Road Trip

Whether you’re heading out to look at the beautiful fall foliage in New England, are visiting relatives for the holidays, or embarking on a great family vacation, you can have a blast on a road trip in New York. However, nothing kills the vibe quite like having car trouble before you even leave Stony Point, NY. Before you start your next road trip, make sure you have your car prepared, so there are no hiccups once you hit the road. At Hudson Valley Insurance Brokerage, Inc., we want to make sure you’re safe and happy out on the road, and the following tips will help you do just that.

Check Your Car

Inspecting and filling up some simple things in your car can keep it running smoothly. Some important things to check are tire pressure, oil, and fluids. Also be sure to fill up the gas tank when you’re packing and getting ready so the car will be ready to go when you are.

Take Inventory of Your Emergency Kit

You should already have an emergency kit in your car at all times, so if you don’t, now is the perfect time to create one. If you do already have one, just check it over to make sure everything is there and nothing needs to be replaced. Some crucial items include a first aid kit, water, flares, a flashlight, a blanket, and jumper cables.

Check Your Inspection

Even if you will be traveling to a state that does not require car inspections, New York does. So make sure your inspection is up to date before you head out. This will help ensure your car is safe and ready for the long haul.

Plan Your Route

Before you pull out of the driveway, make sure everyone is buckled up, and you know where you’re going. This way, you’ll be a less distracted and safer driver. It may seem old-fashioned, but you should also keep a map in your car just in case your electronics stop working.

Take these few simple steps before you leave Stony Point, NY to help you embark on a smooth sailing road trip. If you need help setting up or checking on your car insurance before you leave, contact Hudson Valley Insurance Brokerage, Inc.

Safe Driving In Hudson Valley

If you drive in New York State, then you know that the Winter months can be rough out on the highways. One of the biggest dangers you face out on the road is not just the ice and sleet and snow, but other drivers who don’t know how to safely operate their automobiles on cold, slick roads.

But, you can try to not be one of those drivers, and maybe not have to make a claim on your Hudson Valley Insurance Brokerage Inc. policy anytime soon. Here are some tips:

Resist The False Sense Of Security

One of the most dangerous times to drive is not while it’s snowing, but right after it’s been snowing. When the sun comes out and the snow is melting and you can see the green in the trees again. This is when people tend to assume that the roads are nice and dry. In fact, you’re still going to come to hard patches of ice that are invisible until you’re right on top of them. So if it’s been snowing in the last couple days, drive a little slower than you normally would.

Always Bring Your Emergency Kit

No matter how safe and warm it looks outside, don’t leave home without some blankets, water and road flares.

Double Your Braking Time

The most dangerous moment out on icy roads isn’t always the driving, but the stopping. People underestimate the brake-time needed and go skidding into traffic. Give yourself twice as much space as usual to stop on wet roads.

Hudson Valley Insurance Brokerage Inc. in Stony Point, NY can help you to cover those unforeseeable accidents, but you’ll want to do your part with the foreseeable ones.