
Boat/Watercraft Insurance
Boating accidents can cause damage to your vessel, someone else's property, or even injure others. Hudson Valley Insurance Brokerage, Inc. can offer coverage for you and your watercraft against any damage and liability on water. Our coverage can include but is not limited to:
Physical damage
You will be insured for any damage to your watercraft. This coverage can extend to the loss of your boat or watercraft. With this type of coverage, your boat can have parts replaced or, if the craft is at full loss, can replace your vessel. It is important to discuss the full details with your insurance agent about how insurance can cover boat replacement.
Boat accessories
Portable accessories such as anchors and life preservers might become damaged or lost during accidents while in your boat. With boat insurance, your accessories may be able to be replaced or repaired. We can also ensure your accessories are covered in case of any antisocial acts like vandalism and theft.
Liability coverage
A policy can cover the expenses of damage to other people's property or medical bills that may arise when your boat or watercraft injures someone else or damages their boat in a collision. Just like car insurance, this is an important aspect of insurance for boat owners.
Emergency boat service
You may find yourself in a situation where your boat fails mechanically or sinks while on the water. This may bring about the need for towing services to get your boat out of the water and to dry land. This policy can be added to address these situations and provide the necessary services.
Your boat or watercraft is a great investment that requires protection. Visit us at Hudson Valley Insurance Brokerage, Inc. and we will help you acquire boat insurance that is tailored to meet your needs.